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Privacy Policy

Last updated: June 9, 2026. Next Dollar is an educational calculator. This policy explains what happens to the information you enter and how analytics and advertising services may work on the site.

Calculator inputs

The calculator is designed to run in your browser. The financial answers you enter are not sent to a Next Dollar server for storage or human review. Your plan can be saved in your browser's local storage so you can return to it later.

If you copy, bookmark, or email a plan link, that URL may encode the answers needed to recreate the plan. Share links are designed to keep those encoded answers after the URL's # symbol, which is not sent in normal page requests. Anyone with the full link may still be able to reopen the same plan, so share it only with people you trust.

Analytics

Next Dollar uses Vercel Web Analytics to understand aggregate site usage, such as page views and basic traffic patterns. This helps improve the site experience. Analytics providers and hosting providers may process technical information such as browser type, device information, pages visited, timestamps, IP address, and referring pages.

Advertising and cookies

Next Dollar may display ads through Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables Google and its partners to serve ads based on visits to this site and other sites on the Internet.

Google and other ad partners may use cookies, web beacons, IP addresses, or similar technologies to collect information as a result of ad serving on this site. You can learn more about how Google uses data on partner sites at Google's partner sites policy.

Your choices

You can opt out of personalized advertising through Google Ads Settings. You can also opt out of some third-party vendors' personalized advertising through aboutads.info.

You can clear locally saved plan data by using the site's start-over controls or by clearing your browser storage for this site. You can also control or delete cookies through your browser settings.

Consent messages

For visitors in regions where consent is required, such as the European Economic Area, the United Kingdom, and Switzerland, Google's consent management tools may ask for advertising and privacy choices before personalized ads are served.

Children

Next Dollar is not directed to children under 13, and the site is not intended to knowingly collect personal information from children.

Changes

This policy may be updated as the site, analytics setup, advertising setup, or legal requirements change. The updated date at the top of this page will reflect the latest version.