Terms of use

Next Dollar provides rules-based educational estimates. It is not a registered investment adviser, broker-dealer, fiduciary, tax preparer, law firm, or benefits administrator.

Outputs do not account for every tax rule, plan document, debt term, insurance need, household fact, or market outcome. Confirm eligibility and material decisions with the relevant provider or a qualified professional.

The current product is designed for adults using United States personal-finance and federal tax rules. You are responsible for entering reasonable information, reviewing the listed assumptions, and deciding whether the product fits your situation.

Do not use the product as the sole basis for an irreversible contribution, conversion, investment, tax, legal, or debt decision.

The one-time purchase unlocks the full plan associated with the paid checkout, its adjustable forecast, and the downloadable tracker. The purchase is for personal, non-commercial use and does not transfer ownership of the software or methodology.

You may save, print, and adapt your own generated plan and tracker. You may not resell access, scrape the service, bypass usage controls for redistribution, or present the software as your own.

No customer account is required. The paying browser receives a private owner key, and Stripe can email a private re-access link. Treat that link like a password. Anyone who receives it may be able to reopen the paid plan.

Reasonable efforts will be made to keep valid paid plans accessible while the product remains available. Permanent hosting, compatibility with every future browser, or indefinite access is not guaranteed, so download the tracker and save a PDF copy.

A purchase covers the plan and software available at the time of purchase, plus improvements made available through the same service while it remains operating. It does not promise lifetime tax-law updates, personal monitoring, or an annual plan review.

The applicable rule year and estimated future limits are displayed in the product. Recheck the plan when a new tax year begins or your circumstances change.

If you are not satisfied with the unlocked plan, you may request a full refund. The checkout email and enough detail to locate the purchase are required. See the refund policy.

The privacy policy explains browser storage, analytics, checkout recovery, support messages, and share links. Do not probe, disrupt, overload, reverse engineer for redistribution, or use the service unlawfully.

Markets, tax laws, interest rates, contribution limits, and personal circumstances change. Next Dollar does not guarantee savings, returns, tax outcomes, account eligibility, debt payoff dates, uptime, or fitness for a particular purpose.

To the maximum extent permitted by applicable law, Next Dollar is not liable for indirect, incidental, special, consequential, or investment losses arising from reliance on an educational estimate. Nothing here limits rights that cannot legally be limited.

These terms may change as the product changes. Material revisions will update the effective date on this page. Continued use after a revision means the revised terms apply to later use.

Questions may be submitted through the private contact form.